This is what we do

We describe our main tasks here.

Motor third party liability (MTPL) insurance charge

We levy a MTPL insurance charge from owners of uninsured vehicles that are legally required to have MTPL insurance. By law, a person who owns a motor driven vehicle must have a MTPL insurance policy from the first day of ownership. A person who does not insure their vehicle must pay a charge to TFF for each day the vehicle is uninsured. 

Claims settlement

We settle claims caused by unknown, uninsured and in some cases foreign vehicles required to have MTPL insurance. If such a vehicle causes damage or injury there is no insurance company that can pay out compensation to those affected. That is when TFF helps. The money we receive from the MTPL insurance charge contributes to the compensation of people who have been injured or had property destroyed by these vehicles. 

Office of the Road Traffic Injuries Commission

We administer an office that receives cases for the Road Traffic Injuries Commission. The purpose of the Road Traffic Injuries Commission is to ensure that people injured in traffic receive fair and reasonable compensation based on legislation and practice, regardless of the insurance company that handles or pays the claim. 

International cooperation

We are part of international MTPL insurance cooperation. The work includes helping people travelling abroad who are involved in a road accident. We do this through the Green Card system. The system means that motor vehicles can drive freely between countries that are part of the system. This is possible since the home country’s MTPL insurance is also valid in the other countries. The Green Card system is organised through COB (formerly Council of Bureaux) in Brussels.  