Don’t wait too long to report a claim

This is how long you have to report the claim

You have ten years to report a claim.

The time is counted from the day the accident occurred. This applies to both property damage and personal injury.

Your entitlement to compensation ceases (statutory limitation) if you have not reported the claim in time. The legal provisions can be found in Section 31 of the Motor Traffic Damage Act.

Special provisions for parking claims

Special provisions apply to parking claims. The majority are processed by the insurance companies, not by us.

If your vehicle was covered by a vehicle damage guarantee when the claim was incurred the report should be made within 90 days to the insurance company providing the vehicle damage guarantee. If more than 90 days has passed, you must instead make the report to the insurance company where your motor third party liability or partial insurance policy was issued. In other respects the same rules apply as for other property damage claims.

Are you unsure?

If you are unsure as to whether you can report a claim to us or not - contact us and we will help you.