About us
Swedish Motor Insurers (TFF) is an organisation for cooperation between insurance companies that sell motor third party liability (MTPL) insurance in Sweden. We play a central role in the Swedish motor insurance system.
Our activities are mainly governed by the provisions of the Motor Traffic Damage Act and the Traffic Insurance Ordinance. The Government determines our statutes and under these we are subject to supervision by Finansinspektionen (Swedish Financial Supervisory Authority).
We have a staff of about 120 people. Most work in the areas of payment demands and debt collection, law, claims settlement and development of our IT systems.
All insurance companies that sell MTPL insurance in Sweden under the Motor Traffic Damage Act must be members of TFF. Our activities are partly financed through our own revenue that largely consists of the MTPL insurance charge. However, the costs of the claims we pay compensation for are always higher. The deficit that arises is paid jointly and severally by TFF’s members. Financing is through annual contributions to TFF based on the individual insurance company’s market share of MTPL insurance.
TFF was established in 1929 when MTPL insurance became compulsory in Sweden.
Frequently asked questions
Here you can the answers to frequently asked questions we receive.
Contact us
Choose the contact method that suits you.
This is what we do
We describe our main tasks here.
Other areas of operation
Apart from our main tasks Swedish Motor Insurers (TFF) also plays a role in the following areas.
Work for us
We have a staff of about 120 at Swedish Motor Insurers (TFF) in central Stockholm. Most of us work in the areas of payment demands and debt collection, law, claims settlement and development of our IT systems.
Membership of Swedish Motor Insurers (TFF)
All insurance companies that are authorised to sell motor third party liability (MTPL) insurance in Sweden under the Motor Traffic Damage Act must be members of Swedish Motor Insurers (TFF). Membership means, among other things, that the insurance companies jointly finance TFF’s activities. In that way people who suffer injury or damage from uninsured, unknown or foreign vehicles are guaranteed help.
Annual reports and sustainability reports
Here you can find our annual reports and sustainability reports from the past five years.
Processing of personal data
We at Swedish Motor Insurers (TFF) process personal data as part of our claims settlement, handling of the motor third party liability (MTPL) insurance charge, premiums, excesses and recoveries, as well as administration of the Road Traffic Injuries Commission.